Call: 01249 714 985

I have 20 years experience helping sole traders, small businesses and partnerships protect themselves, their families, key people in their businesses and therefore safeguard all the hard work and effort that they have put into creating their dream.

Unless you have done it no one can understand the pride and satisfaction in building a business from scratch and seeing it succeed. My job and what I totally believe in is making sure all of that hard work and effort is secure and that the business can be passed on or sold on as a tribute to the founders.

I am looking to grow both my business and yours through mutual referrals. If you think that we can work to grow our businesses together contact me at DavidWebb@makemoneygofurther.co.uk

Pensions

It has been estimated that the average British household is saving less than it needs to have a comfortable retirement. Looking that far ahead is difficult but the earlier you start making provision for retirement the more you will build up. To encourage people to provide for their own retirement the government has made personal pension plans tax efficient and a very effective way of saving for the future. However changes in legislation mean this can be a very complex area of financial planning. I will explain the options to you simply and in plain English to enable you to make an informed decision as to your pension needs.

I can assist you with advice on retirement planning by meeting with you on a face to face basis at an appointment that is convenient to you, helping you to make the right choice! I am supported by award winning pension and annuity providers that have many years experience in the pension arena. Bank of Scotland, Clerical Medical, Merchant Investors, Prudential, Scottish Equitable and Standard Life are recognised house hold names that manage billions of pounds.

Financial Associates is delighted to offer all our clients a free Retirement Planning Service. This entails tracking down all those old pension plans and undertaking an evaluation of whether these vehicles still offer the best way of investing for their retirement. If you want to be contacted in connection with this service please email me at DavidWebb@makemoneygofurther.co.uk

The current economic climate has meant that alot of my clients are asking about their choices when it comes to taking their pensions or accessing their tax free lump sum, if you want advice about the best way to draw your pension please call me, making a decision before taking advice could be costly.

Insurance

I consider protection to be of major importance for my clients. We all lead busy lives and all to often protecting the most important people in our lives is left too late, so why not make a commitment to book some time out and sit down with me.

After carefully assessing your circumstances and aspirations, I will be able to provide you with suitable recommendations, to ensure you, your home and more importantly your family are fully protected, now and in the future.

Making A Will

Making a Will allows you to choose exactly how your assets are distributed after your death and gives you the reassurance of knowing that you provided for those closest to you.

I appreciate the fact that most of us have busy lives and it is all too easy to put things off.

Savings

You may want to make regular savings for a specific reason, for example, your children's education, a wedding or the trip of a lifetime. Or you may have a lump sum which you want to invest for long term growth or to provide a regular income. You may want access to your money at short notice or perhaps want the flexibility of investing additional lump sums now and then.

Investments

Investments form a critical part of most of our client's personal financial plans. People invest to improve their future welfare, sources of funds could be from assets already owned, borrowed money, savings or foregone consumption.

If we are making investment decisions today that will directly affect our future wealth, it would make sense that we utilise a plan to help guide those decisions. Surprisingly, the majority of people do not have in place any type of formalised investment plan. Taking some time to put together a financial plan can reap tremendous benefits.