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CHIT CHAT [Claiming bank charges back]
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Posted on 16th Mar 2007 at 14:21

Has any one done or heard of this i found a news article about this and was not sure how right you are to do this or even if it works. here is a link to the article.

http://news.bbc.co.uk/1/hi/business/6170209.stm

 

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Posted on 16th Mar 2007 at 14:22
i'm in the process of doing it. It works

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Posted on 16th Mar 2007 at 14:28
I know a few people who have done it and it does work.

a couple were offered roughly half to two thirds of what they where owed, another one however sent a letter back saying that he wanted all of it...and he got it!

Definitly worth doing....
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Posted on 16th Mar 2007 at 14:37
I don't understand those who accept anything other than the full amount. I am sure there are a few cases where that money is needed right that minute but the amount who do accept can't all bit up the creek without a paddle.

Craig it does work as long as the process is followed correctly. have done it myself 4 times and am helping friends and family who still doubt it.
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Posted on 16th Mar 2007 at 14:37

I have already sent my letter off to Lloyds TSB on behalf of the missus. I reckon she can expect about 2 grand.

It was actually on Watchdog last week so it is a real headache for the banks, bless their little cotton socks!

 http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

This is the best site and even includes letter templates to use.

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Posted on 16th Mar 2007 at 14:39
Did you know you may able to get a refund on your council tax going back to 1993 if your residence was put in the wrong band??? Inlaws were in wrong band by £175 per year - process started but should be over £2k coming back to them.
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Posted on 16th Mar 2007 at 16:17
well i might as well give it a go.

 

www.theprintedbagshop.co.uk

E-mail: sales@theprintedbagshop.co.uk

Tel: 0191 2687555

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Posted on 16th Mar 2007 at 21:11
i just received all the past 6 years statements

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Posted on 16th Mar 2007 at 21:20
jorge did you have to pay for a copy of the past 6 years statements.

 

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Posted on 16th Mar 2007 at 21:20
Shay, you're right on that. We recently got some money back from the house we were renting at so that was cool....
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Posted on 16th Mar 2007 at 21:29
The maximum you can be charged for the past 6 years statements is £10 under the Data Protection Act.

Enjoy adding to the death of free banking........ haha

Gary Martin
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Posted on 16th Mar 2007 at 21:30
I paid the statutory charge £10.

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Posted on 16th Mar 2007 at 21:33
the thing that makes me chuckle is people saying they've claimed back £100's and £1000's in bank charges, well that's the same as publicy saying I'm crap at running my bank account!!
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Posted on 16th Mar 2007 at 21:40
i admit it, i was crap at it.

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Posted on 16th Mar 2007 at 21:43
Yes, it'd make you think twice wouldnt it....I've only got charged 3 times...but I've been good with my money as of late....my rule is "I always get what I want"....It's not that I'm spoilt or anything. I'm just a princess...in fact, I'd like to be called Princess Liz from now on :) Haha

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